Privacy Policy

Introduction

Your privacy is important to us. Harshita Credit Cooperative Society Limited, Bhopal, India, has created this Privacy Policy ("Policy") to explain what information we collect, why we collect it, and how we use it when you visit our website: www.harshitacredit.com.

The terms "You", "Your", "Yours" and "User" refer to any individual, entity, or organization using our website or mobile application. The terms "We", "Us", "Our" refer to Harshita Credit Cooperative Society Limited and its financial services, including Saving Accounts, Recurring Deposits (RD), and Fixed Deposits (FD).

This Privacy Policy is governed by our Terms of Service. If you have any questions regarding this Policy or the processing of your personal information, please contact us at harshitacreditsociety@gmail.com.

Information We Collect From You

We do not collect any personal information through our mobile application. If a user registers through our website, the user provides only a mobile number for creating an MPIN during the registration process. Only registered members can create their MPIN and log in using their registered User ID and MPIN. No additional personal information is collected through the mobile application.

Sensitive Information

We do not collect sensitive personal information such as:

• Political opinions
• Religious or philosophical beliefs
• Racial or ethnic origin
• Genetic information
• Biometric information
• Health information
• Sexual orientation data

Please do not send, upload, or provide any sensitive information to us. If you believe we may have received such information, please contact us immediately. We reserve the right to delete any information that may contain sensitive personal data.

Cookies

Cookies are small files containing a limited amount of data that are commonly used as anonymous unique identifiers. These files may be stored on your device to improve functionality and user experience. Cookies are not used for any other purpose.

Misuse by Non-Targeted Users

Our mobile application is intended only for its targeted audience. Misuse by unauthorized or non-targeted users should be prevented by the owner or administrator of the application.

Security

We are committed to safeguarding the confidentiality of your information. We maintain appropriate physical, electronic, and procedural safeguards to protect the information we process and store. Although we strive to provide strong security measures, no electronic system can guarantee complete protection against every possible security threat.